First of all, congratulations on your weight loss. You've made amazing progress with your loose skin problem, as well. I did just want to add something since you said you could never afford surgery... Removing loose skin resulting from weight loss is almost always covered by your health insurance. It's not so much cosmetic as it is a medical necessity if you have problems with hernias, skin irritations, rashes in your folds, etc. You've already come so far, so I'm not encouraging you to turn to surgery by any means. You've done an outstanding job all on your own, and deserve to be commended for that! But for future reference, to anyone who is concerned about the same issue, do your research on weight loss and panniculectomy. It is not the same as a "tummy tuck" but the purpose is to remove excess skin for the patient's comfort and well being. Good luck, and keep up the great work!